:root{--navy:#0b1f3a;--navy2:#14365f;--blue:#2367f2;--blue2:#eaf1ff;--green:#079455;--green2:#edf9f3;--ink:#172033;--muted:#667085;--line:#dfe5ee;--bg:#f6f8fc;--white:#fff;--warn:#fff8e8;--warnline:#f0d48a;--shadow:0 18px 55px rgba(12,31,58,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.5}button,input,select{font:inherit}a{color:inherit}
.container{width:min(1120px,calc(100% - 40px));margin:auto}.nav{height:76px;display:flex;align-items:center;justify-content:space-between}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.brand{text-decoration:none;font-weight:850;font-size:20px;letter-spacing:-.4px;color:var(--navy)}.brand span{color:var(--blue)}.navlinks{display:flex;gap:26px}.navlinks a{text-decoration:none;color:#596579;font-size:14px;font-weight:650}.navlinks a:hover{color:var(--blue)}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;overflow:hidden}.hero-inner{display:grid;grid-template-columns:1.08fr .92fr;gap:60px;align-items:center;padding:82px 0 90px}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:#bcd0ff;font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}.eyebrow:before{content:"";width:8px;height:8px;border-radius:50%;background:#73a0ff}.hero h1{font-size:clamp(42px,5.4vw,64px);line-height:1.02;letter-spacing:-2.6px;margin:0 0 22px;max-width:720px}.hero-copy{font-size:19px;color:#d8e4f6;max-width:680px;margin:0 0 30px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:15px 22px;font-weight:800;cursor:pointer;text-decoration:none;transition:.15s transform,.15s box-shadow,.15s background}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 25px rgba(35,103,242,.25)}.btn-light{background:#fff;color:var(--navy)}.btn-soft{background:#eef2f7;color:var(--navy)}
.hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:28px;box-shadow:0 24px 65px rgba(0,0,0,.22)}.hero-card h2{font-size:23px;line-height:1.2;margin:0 0 18px}.check{display:flex;gap:11px;margin:12px 0;color:#334155}.check i{font-style:normal;color:var(--green);font-weight:900}.notice{background:var(--warn);border:1px solid var(--warnline);border-radius:12px;padding:15px 16px;color:#614f1a;font-size:13px;line-height:1.55}
.section{padding:76px 0}.section-white{background:#fff}.section-title{text-align:center;max-width:760px;margin:0 auto}.section-title h2{font-size:36px;line-height:1.12;letter-spacing:-1.2px;margin:0 0 12px}.section-title p{color:var(--muted);margin:0}.features{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}.feature{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 8px 28px rgba(12,31,58,.04)}.feature-num{width:34px;height:34px;border-radius:10px;background:var(--blue2);color:var(--blue);display:grid;place-items:center;font-weight:850;margin-bottom:16px}.feature h3{margin:0 0 8px;font-size:18px}.feature p{margin:0;color:var(--muted);font-size:14px}
.calculator-section{background:#fff;padding:78px 0 92px}.calc-shell{width:min(820px,100%);margin:auto}.calc-header{text-align:center}.calc-header h2{font-size:39px;letter-spacing:-1.3px;margin:0 0 10px}.calc-header p{color:var(--muted);font-size:14px;margin:0 auto;max-width:720px}.progress-wrap{margin:32px 0 0}.progress-top{display:flex;justify-content:space-between;color:#6a7485;font-size:12px;font-weight:750;margin-bottom:8px}.progress{height:8px;background:#e7ecf3;border-radius:999px;overflow:hidden}.progress>div{height:100%;width:0;background:linear-gradient(90deg,#2367f2,#4d82ff);transition:width .2s}
.calc-card{margin-top:18px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:34px;box-shadow:var(--shadow)}.question-label{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:#7b8798;font-weight:800}.question{font-size:29px;line-height:1.18;letter-spacing:-.7px;font-weight:800;margin:8px 0 22px}.option{width:100%;display:flex;align-items:center;justify-content:space-between;text-align:left;background:#fff;border:1px solid #d8e0eb;border-radius:12px;padding:16px 17px;margin:10px 0;color:var(--ink);cursor:pointer;font-weight:650}.option:after{content:"›";color:#99a4b4;font-size:23px;line-height:1}.option:hover,.option:focus{border-color:var(--blue);background:#f7f9ff;outline:none}.field{margin:18px 0}.field label{display:block;font-size:14px;font-weight:750;margin-bottom:8px}.field input{width:100%;padding:15px 16px;border:1px solid #d8e0eb;border-radius:11px;outline:none}.field input:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(35,103,242,.12)}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.actions .back{margin-left:0}.helper{font-size:12px;color:#7b8798;margin-top:9px}.result{background:var(--green2);border:1px solid #b9e7ce;border-radius:18px;padding:28px}.result-kicker{font-size:12px;letter-spacing:.08em;font-weight:850;color:#34725a}.estimate{font-size:clamp(38px,7vw,60px);line-height:1.05;font-weight:900;color:var(--green);letter-spacing:-2px;margin:7px 0 12px}.result-meta{font-size:15px;color:#263a32;margin-bottom:12px}.barbox{height:11px;background:#dce9e2;border-radius:999px;overflow:hidden}.barbox>div{height:100%;background:var(--green);border-radius:999px}.breakdown{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0}.breakdown-item{background:#fff;border:1px solid #dce7e1;border-radius:12px;padding:15px}.breakdown-item b{display:block;margin-bottom:4px}.breakdown-item span{font-size:18px;font-weight:850}.result .notice{margin-top:18px}.result-method{font-size:13px;color:#53675d;margin:16px 0 0}.result-actions{margin-top:20px}
footer{background:#08172b;color:#cbd6e5;padding:45px 0}.footer-grid{display:flex;justify-content:space-between;gap:30px}.footer-brand{color:#fff;font-weight:850;font-size:18px}.footer-copy{font-size:13px;color:#9fb0c7;max-width:640px;margin-top:8px}.footer-links{display:flex;gap:18px;align-items:flex-start}.footer-links a{font-size:13px;color:#d7e0ec;text-decoration:none}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:25px;padding-top:18px;font-size:12px;color:#8496ae}
.hidden{display:none!important}@media(max-width:820px){.nav{height:68px}.navlinks{display:none}.hero-inner{grid-template-columns:1fr;gap:28px;padding:62px 0 70px}.hero h1{letter-spacing:-1.8px}.features{grid-template-columns:1fr}.section{padding:60px 0}.calc-card{padding:24px}.calc-header h2{font-size:32px}.breakdown{grid-template-columns:1fr}.footer-grid{flex-direction:column}.footer-links{flex-wrap:wrap}}@media(max-width:520px){.container{width:min(100% - 28px,1120px)}.hero-copy{font-size:17px}.hero-card{padding:22px}.question{font-size:25px}.btn{width:100%}.hero-actions .btn{width:auto;flex:1}.calc-card{border-radius:15px;padding:20px}}

:focus-visible{outline:3px solid #2367f2;outline-offset:4px}h3[tabindex="-1"]:focus{outline:none}.skip-link{position:fixed;top:-70px;left:16px;background:#fff;color:#0b1f3a;padding:12px 18px;z-index:99}.skip-link:focus{top:10px}.nav{height:auto;min-height:76px;gap:20px;padding:17px 0}.navlinks{flex-wrap:wrap}.hero h1{font-size:clamp(41px,4.7vw,59px);letter-spacing:-2px;line-height:1.08}.hero-subhead{font-size:24px;font-weight:650;line-height:1.35;color:#fff;margin:0 0 18px}.hero-copy{font-size:18px}.free-line{font-size:13px;color:#cfddf3;margin:18px 0 0}.free-tag,.section-kicker{font-size:11px;letter-spacing:.11em;font-weight:800;color:#2367f2;display:block;margin-bottom:13px}.free-tag{font-size:10px}.hero-card-bottom{margin-top:24px;padding-top:18px;border-top:1px solid var(--line);font-size:14px;color:#667085}.text-link{display:inline-block;margin-top:18px;color:#1b54c2;font-weight:700;font-size:14px}.center-link{text-align:center;margin:28px 0 0;color:#1b54c2;font-weight:700}.prose{max-width:820px}.prose h1{font-size:clamp(35px,5vw,54px);line-height:1.1;letter-spacing:-1.5px;margin:15px 0 22px}.prose h2{font-size:28px;line-height:1.25;letter-spacing:-.7px;margin:38px 0 16px}.prose h2:first-child{margin-top:0}.prose p,.prose li{color:#475467;line-height:1.8}.prose li{margin:10px 0}.prose a:not(.btn){color:#1b54c2}.prose .lead{font-size:21px;margin:0;line-height:1.6}.article-hero{padding:38px 0 58px;background:#eef3fb}.breadcrumb{font-size:13px;margin:0 0 28px!important}.prose .btn{margin-top:22px}.formula{background:#eef3fb;border:1px solid #dfe5ee;padding:22px;border-radius:12px;font-weight:750;color:#0b1f3a}.faq{border-bottom:1px solid #dfe5ee;padding:20px 0}.faq summary{font-weight:700;cursor:pointer;line-height:1.5;color:#172033}.faq p{margin:14px 0 0}.table-wrap{overflow:auto;margin:20px 0}table{width:100%;border-collapse:collapse;text-align:left;font-size:14px}th,td{padding:13px;border-bottom:1px solid #dfe5ee;vertical-align:top}th{background:#f3f6fb;color:#0b1f3a}.review-date{font-size:13px;color:#667085!important}.question-help{color:#596579;font-size:14px;line-height:1.6;margin:-8px 0 22px}.field select{width:100%;padding:15px;border:1px solid #d8e0eb;border-radius:11px;background:white;color:#172033}.option small{display:block;font-weight:400;color:#667085;font-size:13px;line-height:1.5;margin-top:5px}.option[aria-pressed="true"]{border-color:#2367f2;background:#eaf1ff}.field-error{color:#a32319;font-size:14px;margin-top:12px}.answer-list{margin:22px 0}.answer-list>div{border-bottom:1px solid #dfe5ee;padding:13px 0;display:grid;grid-template-columns:1.2fr 1fr;gap:14px}.answer-list dt{font-size:14px;font-weight:650;color:#475467}.answer-list dd{margin:0;font-size:14px;display:flex;align-items:flex-start;justify-content:space-between;gap:12px}.edit-answer{border:0;padding:2px 4px;background:transparent;color:#1b54c2;text-decoration:underline;cursor:pointer}.province-note{border-top:1px solid #b9d6c6;margin-top:20px;padding-top:20px}.province-note h4{font-size:18px;margin:0 0 10px}.province-note p{font-size:14px;color:#3e594b}.province-note a{font-size:14px;color:#15543a;font-weight:700}.estimate-note{font-size:13px;color:#405a4d;line-height:1.7;margin-top:22px}.estimate-note a{color:#15543a}.scenario{background:#fff;border:1px solid #dce7e1;border-radius:12px;margin-top:22px;padding:18px}.scenario summary{cursor:pointer;font-weight:750;color:#1f3f31}.scenario p{font-size:13px;color:#475467;line-height:1.7}.scenario a{font-size:13px;color:#15543a}.scenario-range{font-size:30px;line-height:1.3;font-weight:800;color:#0b1f3a}.print-answers{margin-top:24px;font-size:14px}.print-answers summary{cursor:pointer;font-weight:700}.result h3{font-size:25px}.result-actions .btn{font-size:13px;padding:13px 16px}.result .estimate{overflow-wrap:anywhere}.footer-links{flex-wrap:wrap}#calculator,#how,#model{scroll-margin-top:105px}
@media(max-width:820px){.nav{gap:12px}.navlinks{display:flex;gap:16px}.navlinks a{font-size:12px}.brand{font-size:18px}.hero-inner{padding:50px 0 55px}.hero h1{max-width:650px}.calc-header h2{font-size:31px}.article-hero{padding:28px 0 40px}.section-title h2{font-size:31px}.hero-subhead{font-size:21px}.answer-list>div{grid-template-columns:1fr;gap:7px}}
@media(max-width:520px){.nav{flex-direction:column;align-items:flex-start;padding:12px 0;gap:8px}.navlinks{gap:14px}.hero-actions{display:flex;flex-direction:column}.hero-actions .btn{width:100%;flex:auto}.hero h1{font-size:43px;letter-spacing:-1.5px}.hero-card{padding:24px}.calculator-section{padding:55px 0}.result{padding:20px}.result .estimate{font-size:42px}.calc-card{padding:20px 16px}.free-tag{font-size:9px}.prose h2{font-size:25px}.footer-links{gap:18px}#calculator,#how,#model{scroll-margin-top:115px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
@media print{.site-header,.hero,#how,#guides,footer,.calc-header,.progress-wrap,.result-actions,.skip-link,main>section:not(.calculator-section),.field-error{display:none!important}.calculator-section{display:block!important;padding:0}.container,.calc-shell{width:100%;max-width:none}.calc-card{border:0;box-shadow:none;padding:0}.result{background:white;border:0;padding:0;color:#000}.estimate{color:#000}.estimate-note,.province-note{color:#222}.answer-list>div{break-inside:avoid}.breakdown-item{break-inside:avoid}.print-answers>summary{display:none}a{color:#222;text-decoration:none}body{background:#fff}.scenario{break-inside:avoid}}

/* Injury compensation stays visible, with entered losses clearly separate. */
.compensation-range{display:flex;flex-wrap:wrap;align-items:baseline;column-gap:.18em;row-gap:.08em}.compensation-range>span{white-space:nowrap}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.breakdown-title{font-size:18px;margin:28px 0 0}.breakdown-net{grid-column:1/-1}.breakdown-item small{display:block;font-size:12px;color:#53675d;margin-top:7px}.combined-result{background:#fff;border:1px solid #b9d6c6;border-radius:12px;padding:20px;margin-top:24px}.combined-result h4{font-size:17px;margin:0 0 12px}.combined-result p{font-size:13px;line-height:1.7;color:#475467;margin:12px 0 0}.result .estimate-note{margin:12px 0 0}
@media(max-width:520px){.result .estimate{font-size:clamp(26px,7vw,36px);letter-spacing:-1px}.breakdown{grid-template-columns:1fr}.combined-result{padding:16px}.scenario-range{font-size:26px}}

/* September 2026 update: clear contact notice, readable mobile/print result. */
.contact-email{overflow-wrap:anywhere}.footer-copy .contact-email{display:inline-block;margin-top:8px;color:#d7e0ec}.estimate-contact{margin-top:28px;padding:24px;border:1px solid #c4d4e8;border-radius:14px;background:#fff}.estimate-contact h4{font-size:19px;line-height:1.35;margin:0 0 12px;color:#0b1f3a}.estimate-contact h4:not(:first-child){margin-top:22px}.estimate-contact p{font-size:15px;line-height:1.75;color:#334155;margin:10px 0 16px}.estimate-contact a:not(.btn){color:#1b54c2}.estimate-contact .estimate-notice{font-size:14px}.estimate-contact .contact-small,.contact-panel .contact-small{font-size:12px;line-height:1.7;color:#596579;margin-top:14px}.contact-panel{padding:26px;background:#edf3ff;border:1px solid #ccdaf3;border-radius:14px;margin:28px 0}.contact-panel h2{margin-top:0}.assumptions{margin-top:24px;padding-top:16px;border-top:1px solid #b9d6c6}.assumptions h4{margin:0 0 10px;font-size:16px}.assumptions p{font-size:13px;color:#3e594b;line-height:1.7}.combined-result .combined-label{font-size:12px;font-weight:700;margin:0 0 12px;color:#596579}.prose article{max-width:100%}.result-meta a{color:#15543a;text-decoration:underline}.table-wrap{max-width:100%}.navlinks{column-gap:20px;row-gap:8px}
@media(max-width:520px){.estimate-contact{padding:18px}.estimate-contact h4{font-size:18px}.contact-panel{padding:20px}.navlinks{column-gap:13px;row-gap:7px}.navlinks a{font-size:12px}.hero h1{font-size:clamp(34px,10vw,43px)}.result .estimate{font-size:clamp(24px,7vw,36px)}.result .scenario-range{font-size:clamp(23px,6.7vw,30px)}.contact-button{white-space:normal;text-align:center}}
@media print{.estimate-contact{display:block!important;padding:12px;border:1px solid #aaa;margin-top:20px;break-inside:avoid}.estimate-contact .contact-button{display:none}.estimate-contact p,.estimate-contact a,.estimate-contact h4{color:#000!important}.combined-result,.assumptions{break-inside:avoid}.estimate-contact a[href^="mailto:"]{font-weight:bold}}