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Tell us what happened
Select the province or territory and describe your role in the accident.
Made for Canada · Free to use
Free Car Injury
Calculator Canada
Understand your injury estimate, not just lost income.
Explore an illustrative injury estimate and a separate breakdown of lost income and expenses. Start with your province, answer the questions and review the assumptions behind your result.
No payment. No signup. Your complete summary is free.
CANADIAN DOLLARS · PROVINCIAL GUIDANCE
Understand what matters
✓Injury and recovery
✓Treatment and ongoing limitations
✓Work interruption and reported income loss
✓Accident-related expenses
✓Impact on everyday life
Built to help you organise the facts and understand your next questions.
Simple questions.
A useful next step.
Go at your own pace. Review your answers before opening the result.
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Describe the impact
Tell us about recovery, missed income and expenses. Choose “Not sure” where needed.
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Explore your free result
See your injury estimate where available, with lost income and expenses shown separately.
100% FREE
Your injury claim starting point
Start with your province. Ontario has an illustrative injury model, not a legal settlement valuation. All provinces receive a financial-loss summary and guidance. Your answers stay in this page.
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Canadian claims start
with your province.
Different insurance systems mean different questions. Begin with the guidance relevant to your accident.
Benefits and injury claims
Understand why accident benefits, damages and policy coverage need separate consideration.
Ontario guide →ICBC and your recovery
Explore the injury-benefit pathway and how Enhanced Care affects a settlement calculation.
British Columbia guide →The SAAQ pathway
Read about the public automobile injury insurance plan and the information to gather.
Quebec guide →BEFORE YOU START
What can affect a car injury claim in Canada?
The effects of an accident often extend beyond an initial medical bill. Time away from work, recovery, care needs and disruption to everyday activities all help describe the situation. Keep records of the amounts you paid and the income you missed.
A Canadian car accident settlement calculator needs to distinguish reported losses from insurance benefits and damages. This tool organises your answers and shows a generic illustrative injury-model range, with financial losses separately identified. It is not a province-specific legal valuation or calculation of entitlement. Provincial guidance is shown separately. Understand the factors behind a claim estimate.
See what the calculator includes →Frequently asked questions
Is the calculator completely free?
Yes. The questionnaire, available injury estimate, financial summary and provincial guides are free. There is no payment screen or account requirement.
What should I have ready?
Your accident date, province, approximate treatment history, past income loss, expenses and any reimbursements. You do not need to upload medical records or enter your name.
Does the calculator work for every province?
The generic illustrative injury model can be shown for all ten provinces and three territories when the main injury is known. It is not a province-specific legal valuation; the guides explain different benefit pathways.
Can the injury estimate be positive if I have lost no income?
Yes. In the generic model, injury severity, recovery and the effects on everyday life determine the injury component. Entering $0 for lost income and expenses does not remove that component.
Can I change my answers?
Yes. Use Back while answering, or Edit on the review screen. You can review and update your answers again after viewing the result.
What happens to my information?
Answers are processed in the current page and are not submitted to our server by the calculator. Refreshing or closing the page clears the current assessment. Read the privacy explanation.
Will “Not sure” hide my injury estimate?
Not knowing future effects, future time off or responsibility does not by itself hide the original-model illustration. Those original uncertainty assumptions are explained with the result. Most other “Not sure” answers now use conservative zero-point assumptions instead of hiding the result. An unknown main injury still prevents an injury range.
How can I get a personalised claim assessment?
Email CarInjuryCalculator@gmail.com to request contact with a legal professional who can review your circumstances and discuss what your claim may be worth. No calculator can guarantee the final amount. Read the contact information.